Investing Tools That Actually Work

The problem

Nearly 90%* of all actively managed large cap funds don’t beat the market.
Mutual fund fees suck the life out of your profits, and not all financial advisors are required act in your best interest (because some trades work better for them than for you).

The solution

You can invest successfully without an advisor or manager. And you don’t have to spend hours on research or creating spreadsheets. Armed with the principles of value investing you can reduce risk, invest with confidence, and outperform most funds.

Choose to invest on easy mode

1. Research Companies

Single out high-quality companies in seconds (unless you like wasting hours buried in financial statements.)

2. Make Your Pick

Look at companies you’re familiar with then decide which ones you want to own long-term.

3. Know Your Price

Know at-a-glance when your company is “on sale” and ready to buy (or sell. We can help with that too.)

Don’t know much about investing? We’ve got you covered. Our educational series of videos was created with the beginner in mind.

Building Your Portfolio

The DYF score identifies high-quality companies

Good companies. Solid financials. Healthy debt. Responsible management. Sustainable growth. These are the qualities that represent long-term investment material because they demonstrate the highest odds of surpassing their intrinsic value. In just one number the DYF score tells that company’s story.

Spot low prices with the fair value estimate

A $10 bill is worth $10. A million-dollar home is valued at a million dollars. So when you find one on sale (undervalued) for just $500k you know you’ve found a bargain. Stocks are the same. Once you know a stock’s value, you’ll always know when it’s selling at a bargain price.

Use Them Together. Succeed in Investing.

High DYF Score + Under Valued = the Sweet Spot

A company with a high DYF score that is also selling for less than its fair value estimate could be a wonderful long-term investment opportunity.

High DYF Score + Over Valued = a Company Worth Watching

A company with a high DYF score, selling above its fair value estimate costs too much. At least right now. But companies experience “events” – bad PR, government policy changes, the CEO is caught in a scandal – there are lots of reasons a company’s stock price may fall below its estimated value, but still be a high quality company in the long-term. Some investors will watch a company for months (or years!) waiting for just the right moment to buy.

Low DYF Score + Under Valued = High Risk, Low Potential for Returns

A low DYF score indicates something is fundamentally off with the company, and it may never reach its full potential. Meaning its stock may never climb as high as the estimated fair value. Buying a company with this combination is not in-line with Value Investing principles and is a higher-risk investment.

Texas Roadhouse - A Real Example from the Website

Using the DYF score and fair value estimate together to create your portfolio

In 2020, the COVID pandemic hit many high-quality companies hard, sending stock prices plummeting. One example is Texas Roadhouse (TXRH). In April 2020 it was selling for just $39.23 per share, but was valued at $183.48 making it wildly undervalued. It also had a DYF score of 87.6. This meant anyone watching the restaurant chain would have identified this as a strong value opportunity.

By June of 2024, it was selling for just over $167. If you’d used the site and bought in 2020, by the summer of 2024 you’d be enjoying an overall gain of 328%, with a compounded annual growth rate of 41.72%.

We don’t promise all undervalued stocks with high DYF scores will produce these kinds of returns. But by using both the DYF score and the fair market value estimate, you increase the odds of finding this kind of value opportunity.

Bryan Stockwell on backtesting

We routinely backtest our numbers to make sure results are consistent. So we know that we’ve demonstrated an average of 27% returns over the last 8 years**. Compared to the S&P 500, the DYF system yielded more than twice the returns of the S&P during the same timeframe.

Create a FREE account and find your first company now!

Will it Work for You?

See what our subscribers think

I find the design of the site easy, with its no nonsense approach, where I feel I can log in quickly, get the info I need and get on with my day.

DYF helped me narrow down my choice. Took me less than 15 minutes on a Friday after work to get my money invested.

Thank you Ditchers! I love this site. It has been user friendly and gives great insight into not only what I was currently holding, but happy with changes I’ve made based on your data.

Value based investing is important to me. As an average person with limited investing experience I found myself quickly overwhelmed, lost and in over my head. My mutual fund was laden with fees and my portfolio was full of companies I’d never heard of. DYF bridged the gap by providing value-based investing, consumer education, and market information together in one platform that is organized and easy to understand.

This website is an invaluable tool in your financial success arsenal. Really for any age, but speaking even more so to our younger generations of investors. Doing things that our future selves will thank us for, taking care of our body, our minds, and our financial futures! The time and skill have been invested into this program for you to do just that!

Once I started looking at the historical data, all my fears went away. The quality and performance of the data were not just impressive but incredible.

DYF is Ditch Your Fund Investing

“I’ve always been passionate about investing and achieving financial success. But I quickly realized that mutual funds, with their high fees and often poor performance, seemed more designed to benefit fund managers than investors like me. I wanted to take control. I wanted to stack the odds in my favor.

So I did a lot of research on value investing and discovered the key peices to what makes an exceptional company. But the manual research and calculations were incredibly time-consuming. Determined to make this easier, I developed my own spreadsheets, imported comprehensive financial data, and created algorithms to handle all the tedious tasks. All part of the journey that let to the creation of the DYF website.

With all this, I was beyond excited that now I could spot high-quality companies in just minutes. And I realized that it worked so well anyone could do it, no finance degree required. That’s why I founded DYF Investing – to empower anyone interested in investing with the same advanced tools that transformed my approach to the stock market.

I’m thrilled to help you achieve your financial goals just like I did.”

Bryan Stockwell – founder of DYF Investing

The early days when the team was trying to bring life to this project.

Try it for free. We think you’ll like it.

(And if you don’t, at least it was free!)

Free

Monthly

$17.50/mo

Annual

$210/yr $157.50/yr

* In a report published in 2020 by S&P Dow Jones Indicies, 88.99% of all large cap US funds have underperformed the S&P Index over 10 years.

**If you had bought the top 10 scoring companies since 2016, with a score of 80 or higher, with a market cap greater than 500 million, and were undervalued by at least 20%, you have averaged about 27% per year.